Because you just run a script in poweshell and it gives you a legit licence. There have even been reported cases of Microsoft support advising to use the script when a customer has a licence issue.

Does that mean it wouldn’t be an issue if you bring an SSL cert from say ZeroSSL but use Cloudflare for DNS, caching, DDoS protection etc?

Buy one get one free though - it’s actually 24 x 330ml for £15

I like The Lounge

This is absolutely the way to go, but be aware that it can lead to concentration/sectoral risk when managers aren’t aware of positions in the other portfolios. For example, Goldman could invest heavily in tech or pharma or whatever, not realising that JPM also have a big investment in that area.