Most people’s ELOs don’t shift much after settling into your “natural” rank, which should happen after about 50 matches or so.

Ehm, 50 matches seems like a lot to me. Especially if they aren’t enjoyable (yet) because of flawed matchmaking.

the forecasted severity of those risks in the future

I understand that as changes in risk severity due to the climate catastrophe. Climate used to be kinda stable (at least over a human life time).

The service isn’t. The fact that it is needed/useful is.