1. Started a small mutual fund and retirement fund when I was just starting out and still in undergrad. I did not have much and was fully self sufficient. But someone came to my job and showed us how retirement plans worked and convinced me to start one. Same with a mutual fund. I never put more than $20-$40 in each because I didn’t have much but boy did that pay off.

2. I purchased a small condo in the city with some of the money I put away in #1. Just sold it recently (20 years after purchasing it; lived in it for 5 years, rented it out for a profit for 15 years). I made a lot of money off that sale. More money than I’ve ever seen at once.

3. My spouse and I have always lived below our means. Now we’re not frugal - we go out for nice dinners, travel, have kids. We also have good jobs. But, when we purchased a house we could have afforded to get one that was $600k and instead opted for a smaller townhome in a nice neighborhood for almost half the price. Living this way has paid off more than I could have ever imagined. Both of us don’t have to work. We travel whenever we want. We could technically both stop working in our 40s/50s and probably be fine. It’s a feeling of freedom. We’ve never over-extended ourselves. When our colleagues and friends were buying expensive homes and expensive cars and extending themselves, we just didn’t do that.

Yes these are exactly the kinds of communities I’m hoping will get replicated on Lemmy.

Health-related communities, particularly those for specific medical conditions. Those are the communities that really become a lifeline for people, help them through diagnoses or just difficult times, and can serve as an excellent resource. I was active on r/diabetes_t1 on Reddit and am trying to get a community started here on Lenny.world (!T1diabetes).

I don’t recall the specifics of the one article I read about this, but yes, I think being able to declare bankruptcy gives an out for at least some of the debt. I believe there was also some way that doing so protected Tesla but can’t recall exactly how that worked.

This just doesn’t seem like a “he’s just bad at running a company” situation. A company of Twitter’s age and maturity could have run itself for quite some time if Elon just let it continue on. He’s doing this intentionally for some self-serving reason.

That’s exactly why. He didn’t want to go through with JT and I think devaluing the company might be a way for him to get out of it via bankruptcy. I remember reading that somewhere and thought it made the most sense. He’s a dude with a lot of money (at least on paper) and I’m sure he has people with a decent amount of financial acumen advising him what to do or at least trying to steer him in the right direction. I don’t think it’s any 6D chess or anything, just finance and tech bros playing finance and tech bro games.

IIRC, causing its value to plummet is the easiest way for him to get out of this whole fiasco via bankruptcy (remember, he was basically forced into buying it). He played a stupid game and won a stupid prize and now he’s desperately trying to find a way out.

This only makes sense when you understand that he’s intentionally trying to destroy Twitter.

So a few things. This is a CVS minute-clinic visit, not a visit to a general provider. The minute clinics have contracts with insurance companies that look a bit different in terms of what and who they are permitted by the insurance companies to treat. There are some really odd variations in these contracts by insurance companies for reasons that are not always grounded in science.

This, as you’ve noted, is an unfortunate reality of a for-profit health care system that is dictated by private companies, insurance companies, and mind-bogglingly complex contracts that sit between providers and patients. The most annoying part IMO is that insurance companies provide zero transparency into these contracts and the justification behind decisions. It’s all “business decisions” at the end of the day, not decisions that are medically sound and in the best interest of the patient.

And for those wondering why OP maybe just didn’t go to a “regular doctor” - the U.S. has a horrible shortage of general practitioners (primary care) physicians. This shortage is worse in some areas than others. And even if you’re lucky to live in an area that has general practitioners, the waiting list to get into their practices might be long. This leaves many people relying on a “doc in the box” aka CVS Minute Clinic or some similar outfit. These doc in the box clinics often only have a nurse or nurse practitioner on site, with a supervising physician off side. They are for-profit entities and they work with the insurance companies to design their contracts to maximize profit.

If you ever find yourself in OP’s physician, one easy way to get around this is to indicate that the visit is for something more general, like abdominal pain or unexplained fever. While the staff still might refer you off to another provider, it might be a good way to at least “get in” with someone.

Another option is to visit a local urgent care clinic if one is available and covered by insurance. These are often staffed by actual physicians so they can treat a wider range of conditions. Many often even have testing facilities right on site for a number of issues.

Finally, another option is to call your insurance company and see if they have an over-the-phone nurse consultant available. They can usually help direct you to the right location for treatment based on your symptoms and insurance coverage.

But yes, OP, I agree with you that we need something better. Medicaid and Medicare have slowly been expanding and my hope is that they will eventually expand enough to cover all Americans. it has been proven that they can still operate without completely decimating the insurance industry (see Medicare and Medicaid managed care). While I don’t agree with for-profit health insurance, the reality is that they are a lobbying force that has to be worked with if we are going to get everyone universal coverage.

Source: Health policy professional by trade, extensive experience within the health care industry

I think we learned in January 6 that allowing these communities to exist online is more than just letting people express a different political worldview.

That is a good point and I fully recognize it’s nearly impossible to draw the line somewhere. But this situation is just so extreme. Like it’s not just someone who went out on a boat, maybe got caught in bad weather because they weren’t paying attention to the forecast or didn’t make needed repairs on their boat and got stuck. Even if someone was out boating for leisure you could chalk it up to an honest mistake or just boneheaded decision. But there’s something about taking such a HUGE risk of intentionally paying $250k to go down to the ocean floor and then necessitating a harrowing rescue that puts so many other lives at risk that just seems incredibly different. It’s way beyond any line most reasonable people could even fathom.

Reality too is that there’s a good chance they won’t be found in time and I’m sure rescue crews know that. Just hope no one else here hurt in the process.

I think it’s a mentality that people tend to develop when they are insanely wealthy. This notion that because they have extreme wealth, nothing can touch them. I know a family who is very wealthy. The father does things all the time (extreme adventures and travel) that just seems incredibly dangerous. He seems unaware that these little adventures present danger that not even all the money in the world could save him from.

Highly doubt it. I’ve been watching coverage and it seems pretty unlikely they will be found before their oxygen runs out (assuming they are even still alive and haven’t died as a result of an implosion).

What irks me with all the coverage, however, is that no one is pointing out the potential harm to all the people involved in trying to rescue these people. The Coast Guard and other outfits undertaking the rescue attempts are put in danger the whole time they are out there. And of course there’s the cost involved as well.

I don’t care how much money I had, there’s no fucking way I would have gotten on that thing or done anything that involved going down into the ocean at that depth.

Given how much they have lied about already and the crap Huffman has pulled in the past, I would not doubt it in the least. I am sure they are doing all sorts of mind-games crap like this to try and keep users from fleeing. They have to be freaking out right about now.

All I can do as a user is take my content and time elsewhere. Which is why I’m here. Hoping that like has happened on mastodon, we will slowly move past the “Reddit news” phase and just transition into people contributing to communities and building apps for Lemmy/Kbin.

Reddit is only valuable because of the content users provide. If you don’t post valuable content, the site is worthless. Reddit can force subs back open, but they can’t force users to submit the content that makes the site valuable to begin with.

I think it’s certainly possible.

For people who were more than just the causal browser/lurker, Reddit was an amazing place to not only obtain information about very specific things, but also to connect with other people. I have type 1 diabetes and the ability to connect with other type 1 diabetics to commiserate, share information, and seek help on Reddit was like nothing else anywhere else on the internet. I have a few other niche interests that also only had communities on Reddit.

Years ago, these things (health conditions, niche interests, etc) all had their own separate forums scattered throughout the internet. One forum might have a few dozen people, one might have a hundred or so. But Reddit quickly became the central place where we could connect. Whereas forums could maybe attract a few hundred people, subreddits could connect with THOUSANDS. There’s not yet been anything else like it.

Unfortunately, we made the BIG mistake of relying on a for-profit, centrally owned company to function as a town square. Same with Twitter. We found value in sharing information and connecting through these platforms, only to get screwed over by billionaire CEOs.

Hopefully we have learned our lesson. Hopefully something comparable will take Reddit’s place. It’s not going to happen over time. I never expected Mastodon to replace Twitter overnight. But slowly, very slowly, at least some people are seeing the downfall of corporate social media and will hopefully slowly switch over to federated alternatives. I don’t think it will happen quickly, nor will it happen for everything. But I do think it’s already happening. And it will happen faster if we get some good mobile apps.

I have almost completely stopped using Reddit (and I was a huge Redditor for about 12 years). Since it was first released as a beta, I have only used Apollo. With that option soon gone, I decided it was just best to cut Reddit ties and switch over. Lemmy is not Reddit (yet), but I think once there are some decent third-party apps, it definitely has serious potential.

This is what I want to see personally.

I think it’s the fallout of allowing private companies to monetize the internet. Way back in the early days of the internet, it was a pretty de-centralized experience. Then we started centralizing things, companies realized there was revenue to be made, and those companies (because they were corporations) valued the money over the people. Capitalism, basically. Only way to fight this is to take the internet back to what it was in about 2006.

If people don’t use Reddit or Twitter or Facebook, those companies have very little value. The value in any social media is generated by the people who use those things. If there’s no people, there’s no value.